The YBR Team

John Ohmer, CFP®

Founder and CEO read more show less

John is the advisory team’s Principal CFO, and has been serving clients as their Personal CFO since 1987. He has the primary responsibility for the quality of the financial advice delivered to every client on every issue every day.  He consults with the Personal CFO team on advice strategy in every facet of our work in clients’ financial lives. He’s also responsible for leading and coordinating the efforts of the portfolio management team to ensure investment portfolios align with their intended purpose. John holds a B.S. in Economics.

Away from work, John can often be found enjoying the incredibly diverse outdoor activities of the San Francisco Bay Area with his family and friends.

Bret Butcher - YBR

Bret Butcher

Director of Portfolio Administration read more show less

Bret monitors asset allocation and investment selections for all investment portfolios. He also ensures that each client investment portfolio is continually aligned with the prescribed model portfolio within selected discipline. Bret also manages all other portfolio administration operations. Prior to joining YBR, Bret worked in a financial advisory firm for seven years as the Advisory Services Manager. Bret was responsible for portfolio analysis and trading as well as supervision of back office operations. He also worked for fund administrator and transfer agent Phoenix American. Bret is FINRA Series 66 licensed, has B.A. in Business Administration, and an MBA in Finance.

When not working, Bret enjoys playing golf, exploring everything in the Bay Area, and spending quality time with his spouse, Jackie, and their Jack Russell mix, Phyllis.

Thomas - YBR

Thomas Peninger

Portfolio Administrator Associate read more show less

Thomas is a recent graduate of The University of California Davis with a degree in Economics and a Specialization in Data Analytics and Economic Analysis. Thomas began at YBR as an intern where he aided in back office operations and investment research. Now as the Portfolio Administrator Associate, Thomas helps conduct investment research, trading, and back office operations. Originally from Portland, OR Thomas enjoys weight lifting, cooking, and reading while not at work.

Morgan Contreras - YBR

Morgan Contreras

Office Administrator read more show less

Morgan coordinates and supports the efforts of all team members as an Office Administrator. In particular, Morgan collaborates with everyone to continually fine tune the firm’s business operations and processes. Morgan also supports Jamie and Mary on client administrative queries and requests. Originally form the Chicago Suburbs, Morgan graduated in May 2017 from the University of Iowa, with a degree in Economics.

In her spare time, Morgan loves to bake, find new adventures around the bay area, and keeping up with her favorite Netflix shows.

Stephanie Motzkus - YBR

Stephanie Motzkus, CFP®

Personal CFO Associate read more show less

Stephanie has been passionately involved in the financial services industry since 2008, when she started her career as a junior advisor with an independent advisory firm, and then during her subsequent work in Client Services at TD Ameritrade. At YBR she is actively involved in the creation of comprehensive financial plans for new clients, and in the detailed work we perform as part of the ongoing financial reviews we prepare for our clients. She also manages much of the follow-up activity that results from client meetings. Stephanie has a B.A. in Economics.

In her free time, Stephanie enjoys spending time hiking on Mt. Tam, doing yoga, and taking leisurely bike rides around town.

Jamie Johnson - YBR

Jamie Johnson

Client Administrator read more show less

Jamie joined YBR with a deep background in client services. She assists new clients with all the necessary paperwork, opens new accounts, transfers money between accounts, sets up our 529 plan accounts, and enjoys speaking with clients throughout the day as they need assistance with a wide range of tasks.

Away from work, Jamie enjoys running, hiking, cooking, and savoring the great outdoors. She has run numerous marathons, and has the blisters to prove it!

Mary Lao - YBR

Mary Lao

Client Administrator read more show less

As one of our Client Administrators, Mary ensures that we provide stellar service with all the administrative tasks we perform for our clients. Her work includes opening new accounts, assisting clients with questions they may have about any administrative aspect of their accounts, preparing custom performance reports, and responding to general calls. She has a B.A. in psychology, and prior to joining the YBR team Mary had worked for 8 years at Bank of America.

In her free time, Mary enjoys cooking, working out (to counteract the cooking!) and spending time with her family.